If money is scarce by the end of every pay period, you may need to find a few creative ways to become a more efficient spender – and that means forming spending habits that come as naturally as paying your monthly bills. U.S. News & World Report suggests test-driving a few of these ideas for…

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Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way:  “While the number of homes for sale is increasing, it is still 43.2% lower than it was before…

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According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. However, it’s unlikely all 28 million Americans will accomplish that goal in the coming year. Experts…

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Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . some of the more prominent pandemic trends have changed, so sellers might wish to…

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For many Americans, money is tight these days, so it makes no sense to spend it on things that deliver little or no added value. Money experts point to seven products or features you should probably stop spending money on.  1. Brand-Name Pharmaceuticals – Generics approved by the U.S. Food and Drug Administration have the same…

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Are you or a parent planning to downsize? Moving to smaller digs can lead to more savings, but it also means less space for stuff. And if you’re planning to sell, you’ll need to cut the clutter when it goes on the market. Roll up your sleeves – it’s time to downsize! 1. Allow yourself…

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Look up! Does that roof of yours need replacing? Eco-friendly options are out there, including the now popular metal roof. What makes metal green? According to the Metal Roofing Alliance (MRA), 100 percent—that’s right, all—metal roofs are comprised of at least 25 percent recycled aluminum or steel, and can be recycled again. Metal roofs also outlast…

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Moving to a new city, whether it’s 30 or 3,000 miles away from your last one, can be stressful to say the least – perhaps even more so after you’ve dealt with the last of the packing boxes, because now it’s time to get to know your new community and begin to feel comfortable within…

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Is your desktop a hodgepodge of disorganized files? Need more room on your hard drive? Having too many files not only makes documents harder to find, but can slow down your computer’s processing speed and sap precious battery power from laptops. Control the clutter with these four tips. 1. UPDATE – Windows and OSX users…

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As you are preparing to sell your home, you are filled with anticipation about the possibilities. You could be making a tidy profit or excited about finding your dream home. Yet along the way, it is crucial you take a few steps before you actually list your home for sale. If you want to emerge…

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