If money is scarce by the end of every pay period, you may need to find a few creative ways to become a more efficient spender – and that means forming spending habits that come as naturally as paying your monthly bills. U.S. News & World Report suggests test-driving a few of these ideas for…
Four Ways to Create Better Spending Habits
Balancing Your Wants and Needs as a Homebuyer This Spring
Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way: “While the number of homes for sale is increasing, it is still 43.2% lower than it was before…
How To Make Your Dream of Homeownership a Reality
According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. However, it’s unlikely all 28 million Americans will accomplish that goal in the coming year. Experts…
Want To Sell Your House? Price It Right.
Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . some of the more prominent pandemic trends have changed, so sellers might wish to…
7 Things You Should Probably Stop Buying
For many Americans, money is tight these days, so it makes no sense to spend it on things that deliver little or no added value. Money experts point to seven products or features you should probably stop spending money on. 1. Brand-Name Pharmaceuticals – Generics approved by the U.S. Food and Drug Administration have the same…
Downsizing? 5 Ways to Pare Down Your Possessions
Need a New Roof? Check Out This Sustainable Option
Look up! Does that roof of yours need replacing? Eco-friendly options are out there, including the now popular metal roof. What makes metal green? According to the Metal Roofing Alliance (MRA), 100 percent—that’s right, all—metal roofs are comprised of at least 25 percent recycled aluminum or steel, and can be recycled again. Metal roofs also outlast…
Moving? Here’s How to Settle in Sooner
Got Computer Clutter? 4 Ways to Free Up Cyber Space
Is your desktop a hodgepodge of disorganized files? Need more room on your hard drive? Having too many files not only makes documents harder to find, but can slow down your computer’s processing speed and sap precious battery power from laptops. Control the clutter with these four tips. 1. UPDATE – Windows and OSX users…
Selling Your Home? 5 Things You Need To Do Before Listing
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