12028 Grinstead Lane Charlotte NC 28278 | MLS #CAR4420733

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $579,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller’s existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates and saving the buyer hundreds of dollars per month on their payment. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. You DO NOT need to be a veteran to assume the loan!

The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design.

Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space.

Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage.

Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer.

The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $579,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.